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Abstract

Women’s participation in business enterprises has attracted much attention from policy makers, researchers, NGOs, politicians, the government sector, and international agencies. This is because it has been identified that women’s involvement in income generation tends to boost family income, support children’s education, improve health of family members, provide food, build assets for the family, and contribute to general development of economies. However, women have not been performing these roles due to constraints placed consciously or inadvertently on women by society, limiting them from engaging in income-earning ventures, especially in developing countries like Nigeria. Even those who wish to venture into economic activities face both economic and non-economic challenges limiting their enterprise. These challenges exclude women from being involved in economic activities. This study is poised to: investigate the role of social inclusion on female owned businesses in Nigeria, examine the impact of economic factors that inhibit female-owned businesses in Nigeria, and investigate the non-economic factors affecting the involvement of Nigerian women in business entrepreneurship. The data for this study will be sourced from the World Bank’s Global Findex database (2017), while the logistic regression model will be used for analysis. Findings from the study shows that the number of female account holders, financial institutional accounts in rural areas, grants or loans to startup businesses, rural and household size were all found to be positively and significantly influencing women owned businesses in Nigeria It is recommended that the government needs to set up more viable grant and loans schemes targeted particularly to female entrepreneurs both at the rural and urban areas so as to encourage more female businesses in Nigeria.

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